Lesson 6:

A man is getting into the shower just as his wife is finishing up her shower,

when the doorbell rings.

The wife quickly wraps herself in a towel and runs downstairs. When she opens

the door, there stands Bob, the next-door neighbor. Before she says a word, Bob

says, "I'll give you $800 to drop that towel."

After thinking for a moment, the woman drops her towel and stands naked in front

of Bob, after a few seconds, Bob hands her $800 and leaves.

The woman wraps back up in the towel and goes back upstairs. When she gets to

the bathroom, her husband asks, "Who was that?"

"It was Bob the next door neighbor," she replies.

"Great," the husband says, "did he say anything about the $800 he owes me?"

Moral of the story:

If you share critical information pertaining to credit and risk with your

shareholders in time, you may be in a position to prevent avoidable exposure.

Lesson 7:

An elderly man in Florida had owned a large farm for several years. He had a

large pond in the back, fixed up nice -- picnic tables, horseshoe courts, and

some orange and grapefruit trees. The pond was properly shaped and fixed up for

swimming when it was built. One evening the old farmer decided to go down to

the pond, as he hadn't been there for a while, and look it over.

He grabbed a five-gallon bucket to bring back some fruit. As he neared the pond,

he heard voices shouting and laughing with glee. As he came closer he saw it was

a bunch of young women skinny-dipping in his pond. He made the women aware of

his presence and they all went to the deep end.

One of the women shouted to him, "We're not coming out until you leave!"

The old man frowned, "I didn't come down here to watch you ladies swim naked or

make you get out of the pond naked." Holding the bucket up he said, "I'm here to

feed the alligator."

Moral: Old men can still think fast.

Lesson 8:

  10% of women had sex within the first hour of their first date

  20% of men had sex in a non-traditional place

  36% of women favor nudity

  45% of women prefer dark men with blue eyes

  46% of women experienced anal sex

  70% of women prefer sex in the morning

  80% of men have never experienced homosexual relations

  90% of women would like to have sex in the forest

  99% of women have never experienced sex in the office.

Conclusion: Statistically speaking, you have a better chance of having anal sex

in the morning with a strange woman in the forest than to have sex in the office

at the end of the day.

Moral:  Do not stay late in the office. Nothing good will ever come of it.